I am retired, but I work part-time s a handyman. Do I need special insurance coverage for my truck, which I use when I’m hired to make repairs?
Generally, a personal auto policy may be all you need unless you are driving other people around frequently. In some cases, an independent contractor such as a carpenter or landscaper may need a commercial policy-if the vehicles is used more than 50 percent of the time for business purposes. And personal auto policies must have increased limits to cover any equipment that is permanently attached to the vehicle, such as an expensive generator.
