What should I do if another driver hits my car?
If you were not at fault in the accident, you will make a third-party claim to the at-fault drivers insurance company. Because you are the claimant, the insurance company typically will issue the check directly to you. It’s your responsibility to pay the repair shop, and the lender if you have a car loan. If the other driver doesn’t have auto insurance, your uninsured motorist coverage will take effect
