Why should I buy homeowners insurance?

A home can require a tremendous investment of money, time and energy. Homeowners insurance is designed to protect that investment by insuring the actual structure or structures and the personal possessions in and around them, as well as providing liability protection for the residents. Through homeowner’s insurance, you can protect yourself and your family form enormous loss in the event of damage or destruction to your home and property. Most likely, if you have mortgage on your home, you are required to carry homeowner’s insurance.

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